Why You Need A REALTOR ?

Let me ask you some questions ! 

•  Do you cut your hair your self ? I heard "No". Am I right ?
•  Do you buy any electronic item before visiting several stores and asking several sales person ? You said "No", right ?
•  Why do you go to a used car dealer or a new car dealer, when you buy your car ?

Because you want your purchase to be a reliable, long lasting and trouble free. All purchases listed above are from $15 to around $30000.   
Though all above purchases are replaceable or quickly repairable, you always prefer to get expert advise or use an expert. 
So let me put it this way, when you go out to buy your most valuable and emotional purchase of life, which is your HOME SWEET HOME, I am sure you would like to use an expert (a REALTOR), right ?
I am sure, you wish your HOME free of any undisclosed deficiencies. What type of deficiency you may encounter ? Do you know ? 
Don't worry you are not alone most people don't know.
Let me show you some of the issues,

1) MOULD in Attic



2)Leakage in the basement



3) Do you know life of the roof ? How much it would cost you to replace ?



4)Do you know the difference between Fixtures and Chattels ? Do you know mirror in the living room is considered as a chattle ?



There are so many other things which, usually seller don't know or they don't disclose. 

So why REALTOR ? Because they are trained and licensed to work as a Real Estate Sales person.

Read more below why you should trust a REALTOR ? 

As a member of their local real estate Board, REALTORS® have their finger on the pulse of the housing market and are in daily contact with buyers potentially interested in your home.

You can trust a REALTOR® to protect your interests and to look after details. And all the while, you're an active partner in the process, working with a REALTOR® every step of the way. So the more you know about buying and selling homes, the better your working relationship with a REALTOR®.

A REALTOR®’s commitment to high standards of professional conduct works to the advantage of buyers and sellers alike.

A REALTOR® is knowledgeable about developments and trends in real estate. A REALTOR® will get you the facts: comparable prices, neighbourhood trends, housing market conditions and more.

A REALTOR® is committed to ongoing education to increase competence and effectiveness in real estate trading.

Every REALTOR® has been trained and tested. And REALTORS® are bound by a strict Code of Ethics and Standards of Business Practice that ensure fairness to all parties in a transaction.

A REALTOR®'s pledge is to be honest in disclosing property information and forthright in providing the facts needed to help you make one of the most important decisions of your life.

And remember, only a REALTOR®, a member of The Canadian Real Estate Association, has access to the Multiple Listing Service®, Canada's most powerful real estate marketing system.

Thank you for reading and understanding. Please leave your comments even if you are agree or not. 

You can contact me for any of your real estate related info in GTA area. 

Ritesh The Realtor @ 647-281-3424

ritesh.realtor@gmail.com

BEST MORTGAGE RATES

Today as we climb up on the Temperature front the Mortgage Rates are going down. I have got the Best Rates in Town with a never before rate of 3 years fixed at 2.69% and now Variable rate for 5 years at Prime - 0.25%.

  

Term	Rate
Open	6.30%
1 yr	2.75%
2 yr	2.59%
3 yr	2.69%
4yr	2.89%
5yr	2.94%
10 yr	4.49%
VRM	P-.25%

The above promotions may be terminated or modified at any time without notice. Rates are subject to change at any time.  Thursday,  22nd of  March 2012

Regards,

 --
Mihir Oza

647-710-7374
Mortgage Agent (License # M11000672)
Verico The Mortgage Practice

My Motto: Right Advice. First Time, Every Time.

Special Mortgage Offer - Save on Set Up Fees on the 4 Year Special Offer!

As the mortgage market continues to be very competitive, I am pleased to now offer an unadvertised customer offer in conjunction with TD Bank's 4 Year Special Offer of fixed - 2.99%!  This offer is available on all NEW mortgage applications submitted between March 16^th, 2012 and March 30^th, 2012 and funding by May 31, 2012 and the following conditions apply.

 

Customers can save up to $500 on refinance applications to cover in-house registration fees or $500 in cash to cover legal fees and disbursements if choosing to use a solicitor.  Customers can save up to $500 to cover the discharge fee from another lender on a Switch/Transfer applications.  

 

Important Details:

• Minimum new mortgage amount of $50, 000.
• Only available on the 4-year fixed rate term at 2.99%.
• The new mortgage must payout a mortgage with another lender.  Mortgage set ups for any other purpose, such as a purchase transaction, are not eligible. 

--

Mihir Oza

647-710-7374
Mortgage Agent (License # M11000672)
Verico The Mortgage Practice

 

My Motto: Right Advice. First Time, Every Time.

Home ownership becoming more affordable despite rising debt

Despite ongoing concerns about household debt, home ownership is becoming more affordable in Canada, not less, says new research by the Royal Bank.

RBC's latest report says home affordability actually improved in the final months of 2011 for the second consecutive quarter, thanks to softening house prices and income gains.

CLICK HERE TO READ FULL ARTICLE

 

Best regards,

 

Ritesh Joshi
Your Next Door Realtor

www.riteshtherealtor.com

647-281-3424