What do you expect from your REALTOR® ?

What do you expect from your REALTOR® ? 

To Home sellers....

I don't give any guarantee to sell your home in 30 days, because it is not me or any REALTOR who dictate the market needs.

Since the current market is a seller's market so any home in current market going to sell in 30 - 60 days, as long as it priced right.


I believe in giving excellent yet affordable real estate services.

1) I always do free CMA (Comparable Market Analysis)

2) I always do open houses. Without any condition.

3) I help stage the property so that your dream home sell for top dollars

4) I make sure for smooth stress less transaction or it's free !!

5) I do advertise your property on following places to maximize the exposure of the property.

- My website (www.riteshjoshi.com), 
- My Facebook page,
- My twiter account,
- My blog (www.riteshjoshi-realtor.blogspot.com),  
- Send Newsletter to all my clients regarding your property.
- Prepare feature sheets
- Prepare estimated proceed to give you an estimate

After doing above, I don't need to guarantee you, whether your home is going to sell or not it has to sell in current hot real estate market.

To Home Buyers .....


I don't buy home for my clients, I want them to buy their home themselves, I believe in educating my clients so they can make their own judgment and make an informed decision.

- I educate my buyer clients about area
- I educate them about the buying process
- I educate them about different type of properties 
- I show them properties until they completely understand the area and market price.
- Help them during home inspection of the property.
- Explain them about mortgage system and advise which mortgage to get using my associate mortgage brokers
- As token of appreciation, I pay for home inspection and lawyer's fee. 


Because of my services, my clients are happy and due to that reason I always get referrals. 

Thank you to my all clients who are great people and appreciate your co-operation.

Ritesh Joshi

Federal Budget Implications on Mortgage Broker Network

There was some great news in the federal budget that could have positive outcomes for anyone looking to purchase a home, refinance or renew their existing mortgage. The Department of Finance expressed their commitment to increasing the competition of mortgage lenders.

Many of the smaller lenders who focus on mortgages, offer us very competitive consumer rates and deal exclusively through Mortgage Brokers.

The increased competition means more mortgage options and choices when dealing with a mortgage broker instead of the banks. CMHC is also considering additional “flexible funding options” for smaller lenders which is great for us!

A recent Bank of Canada survey found that using a broker at the time of your mortgage renewal may result in getting a lower rate and saving money because mortgage brokers have the widest access to mortgage lenders.

The same survey found that loyal customers may not get as good of a deal with their bank as they would if they went to a different institution as a new customer. So dealing with a professional mortgage broker for all your mortgage needs just makes sense.

More choice, more convenience and more great counsel. Maybe we are bigger than the banks?

Mihir Oza

647-710-7374
Mortgage Agent (License # M11000672)
The Mortgage Practice (Brokerage # 11156)

 

My Motto: Right Advice. First Time, Every Time.

 

Fwd: Happy Family Day

Hi Friends,

Here's wishing you and all your loved ones a Very Happy Family Day. Today is the time to reflect on the good times and the not so good times in our Lives. Let's thank God for the beautiful life we have got.

BEST MORTGAGE RATES AS OF 17th FEBRUARY 2014:

• 3 years fixed at 2.59% - 60 days closing (15% pre-payments monthly and 15% annual payments)
• 5 years Variable at Prime - 0.65 or 2.35% - 90 days closing (15% pre-payments monthly and 15% annual payments)
• 5 years fixed at 3.09% - 60 days closing (15% pre-payments monthly and 15% annual payments)
• 5 years fixed at 2.99% - 30 days closing (5% pre-payments monthly and 5% annual payments)

Thanks

Mihir

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Mihir Oza

647-710-7374
Mortgage Agent (License # M11000672)
The Mortgage Practice (Brokerage # 11156)

 

My Motto: Right Advice. First Time, Every Time.